Life Insurance
But just because we don’t like talking about it doesn’t mean we shouldn’t. It’s generally recognised that most American households should have life insurance cover, even if many don’t. In fact, one recent study found that that while 80% of Americans say that most people need life insurance, only 68% say they personally need it and only 59% own some form of it. In addition, a study by employee benefits provider Unum found that 40% of the 1,000 adults it surveyed in the United States said they don’t have or don’t know if they have a life insurance policy to financially protect their loved ones....